What happens to your life insurance policy if your family cannot find it?
PolicyDoctor Legacy gives your family one secure place to find your policy, your beneficiary details, and guidance on what to do next when they need it most.
Create My Vault βClick the green button to start.
Takes about 5 minutes. No insurance sales. No policy recommendations.
An estimated $1 billion+ in life insurance benefits may go unclaimed each year.
And the NAIC Life Insurance Policy Locator has helped consumers uncover more than $13 billion in life insurance and annuity benefits since launching in 2016.
The problem is not the policy. The problem is that families often do not know where to look.
You already pay for life insurance. Legacy helps make sure your family can actually find it.
A policy only helps if your family knows it exists and can locate the documents. PolicyDoctor Legacy is a simple safety layer around the life insurance you already pay for, so your beneficiary is never left searching.
helps protect the life insurance you already pay for so your family is not left searching.
A policy only protects your family if they can find it.
Everything your family needs in one place
Your vault holds the four things that matter most when the time comes.
Policy Documents
Upload or photograph your life insurance policy so it cannot get lost.
Beneficiary Info
Name, contact, and relationship so your family knows who matters.
Claim Guidance
Clear steps your family can follow, even while grieving.
Yearly Reminder
We remind you once a year to check that everything is still correct.
Set it up once. We handle the rest.
Three simple steps. Then your family is protected.
Upload your policy
Take a photo or upload your life insurance documents in minutes.
Add your beneficiary
Tell us who should receive the information and how to reach them.
Get a yearly reminder
A simple annual check-in to keep your vault accurate and current.
Built to protect your family β not sell them insurance.
PolicyDoctor Legacy is a secure policy vault. We do not earn carrier commissions, recommend policies, or sell your data.
- βWe do not sell insurance.
- βNo carrier commissions.
- βNo policy recommendations.
- βNo legal or financial advice.
- βYour documents stay yours.
- βWeβre here to help your family get what you paid for, when they need it most.
One plan. One price. No surprises.
A small yearly safety layer around the life insurance your family is counting on.
Included with every Legacy membership
- βSecure life insurance vault
- βAnnual vault reminder
- β15-minute Claim-Ready Setup Call
- βClaim-Ready Setup Guarantee
- βOne-hour Legacy Lifeline beneficiary guidance call
- βNo insurance sales or policy recommendations
Set up in about 5 minutes. Billed annually. Cancel anytime. Your documents stay yours.
Claim-Ready Setup Guarantee
Every Legacy user can schedule a 15-minute setup call. We will make sure your vault is set up properly with your policy document, beneficiary details, carrier information, claim guidance, and annual reminder in place.
With proper vault setup, we guarantee your beneficiary will have what they need to file the claim quickly and confidently.
If anything important is missing, we will help you fix it before your vault is considered claim-ready.
PolicyDoctor Legacy does not sell insurance, recommends no policies, provides no legal or financial advice, and offers no guarantee that a carrier will approve or pay a claim.
Legacy Lifeline Beneficiary Support
Your beneficiary is not left alone. Every Legacy membership includes a one-hour Legacy Lifeline guidance call for your beneficiary.
If they ever need help, we will walk them through the vault, explain the claim-starting steps, and help them feel prepared before contacting the carrier.
Guidance only. PolicyDoctor Legacy does not sell insurance, recommends no policies, provides no legal or financial advice, and offers no guarantee that a carrier will approve or pay a claim.